There’s Even More Savings to Be Had With a Premier LASIK Provider In Kansas City
No matter where you stand with your health savings account (HSA), this benefit can seriously help you make certain healthcare procedures, including LASIK, very affordable, especially if you know how to leverage it. Here are some tips to use your HSA like a pro for laser eye surgery.
Find Out Where Your HSA Stands Now
Some healthcare plans are HSA-eligible, meaning you can put pre-tax money aside to pay for out-of-pocket healthcare expenses, like LASIK for you, your spouse, or even eligible dependents.
Some employers contribute to your HSA or give you the option to contribute out of your paycheck. To find out more, talk to your employer’s human resources department to find out how to access your account information. If you’ve purchased your own health insurance on the Health Insurance Marketplace® and your benefits include an HSA, contact your insurance company to find out how to access your HSA account.
After you have access to your account, find out the total money you’ve contributed, and use these funds to save on LASIK for astigmatism, nearsightedness, farsightedness, and other vision problems.
Save With a 2025 Rollover On Your HSA
In 2024, you can use your HSA to fund your LASIK procedure. You can contribute up to $4,150 (individual) and up to $8,300 (family coverage), which is a significant amount of money to put toward LASIK.
However, if you haven’t contributed the maximum amount yet, know that your HSA funds roll over into 2025. This money is yours to keep, even if you choose a new healthcare plan or change employers.
You can continue contributing to your HSA throughout the rest of December and into 2025 to get LASIK when you’ve saved your target amount. Contribution limits for your HSA in 2025 are $4,300 (individual) and $8,550 (family coverage).
If you work with a trusted LASIK provider like Durrie Vision, you’ll understand the total cost of your procedure after a free consultation and in-depth eye exam. Choosing Durrie Vision also makes you eligible for any current promotional discounts and special rates for first responders, military, immediate family members, and more.
Discover vision without glasses or contacts when you get LASIK for astigmatism, nearsightedness, and other vision challenges.
Finance Your LASIK Procedure With Help From Your HSA
If you don’t want to pay the full amount with your HSA up front, you can finance your LASIK procedure and pay your monthly bill with your HSA.
Here’s how to effectively use this strategy:
- Select a LASIK provider that offers $0 down financing with 0% interest for an extended period of time, such as 12, 18, or 24 months.
- Receive your monthly bill from the creditor for your financed LASIK surgery.
- Contribute the billed amount to your HSA before taxes and use it to pay the creditor month to month.
- Or, if you have a larger sum in your HSA already, you can pay your creditor month to month, while still keeping HSA money aside for other healthcare-related expenses.
Durrie Vision offers a financing rate of $0 down, 0% interest for up to 24 months, so you can afford to wake up and see better without glasses or contacts.
Do You Have an FSA? You Can Still Fund Your LASIK Procedure!
If you have a Flexible Spending Account (FSA) opportunities to save on LASIK are still available. Find out what Durrie Vision recommends when using your FSA to get LASIK for astigmatism, farsightedness, and other vision challenges.
Keep in mind:
- Your FSA contribution limit for 2024 is $3,200. For 2025, that limit is $3,300.
- You can roll over only $610 from your FSA into 2025. After March 31 of 2025, you lose any amount over $610.
- You can’t pay your LASIK financing bill with your FSA, but you can reimburse yourself for the payment from your FSA account.
No matter how you decide to pay for LASIK, Durrie Vision will help you with the entire process, beginning with a free consultation at our office.
Put Your Hard-Earned Money to Work For a Superior LASIK Procedure
An HSA provides you with the opportunity to put money aside for a vision correction procedure before it gets taxed. Doubling this up with special financing, promotions, and additional strategies to pay for LASIK makes this procedure highly affordable.
LASIK becomes even more cost-effective when you compare the cost of LASIK to the expenses related to contact lenses and glasses. You may not want to know how much you’re spending on contacts and glasses every year, but, if you’re brave, you can find out the total damage with Durrie Vision’s customizable calculator.
Ready to experience the short recovery time for LASIK, plus all its other benefits, including savings, getting rid of the discomfort of contacts and glasses, and experiencing activities you could never participate in before? Schedule a free consultation with Durrie Vision to wake up and see!
