Your HSA or FSA Are Growing! Tap These Healthcare Funds For LASIK

Put Your Pre-Tax Money to Work and Discover Vision With LASIK Eye Surgery

If you have a flexible spending account (FSA) or healthcare savings account (HSA) and you or your employer have been contributing throughout the year, you may have a balance you can put to work for you.

You can spend your pre-tax contributions on a qualified medical expense you’ve been waiting for: a LASIK procedure. You already know that LASIK is an excellent solution to get rid of your reliance on expensive and annoying contacts and glasses, and now you have the opportunity to take advantage of all it has to offer.

Here’s what you need to know to use your FSA or HSA for LASIK, get all the benefits of life without contacts or glasses, and find even more ways to save on this procedure.

How to Use Your FSA or HSA For LASIK

An FSA or HSA is an easy-to-use benefit. You (and possibly your employer) contribute money to your account each paycheck. You can also check your balance through the user portal of the company that manages your contributions. If you forget your username and password, you can always check your balance through your account’s online app.

You’ve likely been assigned a debit card, which is how you can electronically access your contributions. When you identify a qualifying service or product that you can purchase with your FSA or HSA, you simply need to provide that card, as you would with any purchase.

However, it’s important to understand what you can and can’t use your FSA and HSA for. Your FSA spending must be deemed “medically necessary” and includes co-payments, prescriptions, and certain supplies or equipment. Your HSA can be used for similar expenses, as well as a broader range of personal care goods, such as pharmacy items, like adhesive bandages or over-the-counter medications. You can also use your HSA or FSA for household dependents’ or your spouse’s qualifying medical-related expenses.

If you’re considering LASIK eye surgery for you, a spouse, or dependent, you can use your FSA or HSA funds. Simply use your debit card to pay for your LASIK procedure with the funds you’ve accumulated. Or, you can wait to hit your maximum contribution this year and schedule your appointment then. However, remember that if you have an FSA you can only roll over a certain portion of your funds into next year, so now’s the time to use your FSA funds for a significant medical purchase.

Your contribution limits in 2024 are as follows:

• FSA: $3,200
• HSA: $4,150 (individual) and $8,300 (family coverage).

Your limits for 2025 are:

• FSA: $3,300 (approximate)
• HSA: $4,300 (individual) and $8,550 (family coverage)

These funds will make a significant dent in the cost of LASIK, and, because this money is not subject to income taxes, your savings on LASIK are even more substantial.

Other Options to Save On the Cost Of LASIK

Alongside your FSA or HSA, you can save on LASIK with a number of other opportunities. Durrie Vision provides special options to help make this key procedure affordable for everyone:

• Special promotions to save money on LASIK
• Discounts for first responders and military
• Interest-deferred financing for 24 months with no down payment
• Savings for family members of our LASIK patients

Using your FSA or HSA doesn’t exclude you from these additional savings at Durrie Vision. For example, you can finance your LASIK eye surgery, then reimburse yourself for each monthly payment through your FSA, or even make your monthly payments directly with your HSA debit card. Durrie Vision makes LASIK even more affordable than you may have expected, and that’s just the beginning of the epic vision benefits you’ll receive.

Get All the Rewards Of LASIK Surgery With Durrie Vision

Now that you know how to use your FSA or HSA and more to fund your LASIK, it’s time to understand the value of living your life without contacts or glasses. This starts from the moment you walk into our office for your Advanced Ocular Analysis (AOA), our free, no-obligation consultation to find out if laser vision correction is right for you.

You’ll meet with our team and refractive surgeon, receive an in-depth exam to determine which procedure is best for your eyes, and learn what your procedure will be like. We’ll answer all your questions along the way.

During your 10-to-15-minute LASIK eye surgery, you’ll experience Durrie Vision’s signature care as we make this procedure easy and comfortable for you. Within a day or two of your procedure, most patients are ready to drive, work, and return to normal life, but with some key differences we know you’ll love:

• Say goodbye to irritated, itchy, uncomfortable, and painful eyes from contact lenses.
• Try new activities you weren’t able to with glasses or contact lenses.
• Start your morning routine without having to put in contacts.
• Save money on contact lenses, contact solution, and eyeglasses over your lifetime.
• No more risk of infections from contacts.

We look forward to helping you experience the quality of life you deserve with LASIK, the cost of which can be covered by your HSA or FSA. Book a consultation online or call our office at (913) 491-3330.